Zhibao Technology, Inc. is a holding company, which engages in the provision of digital insurance solutions. The company is headquartered in Shanghai, Shanghai and currently employs 137 full-time employees. The company went IPO on 2024-04-02. To-business-to-customer (2B2C) digital embedded insurance is the Company innovative business model. The Company’s service portfolio includes insurance brokerage services and managing general underwriter (MGU) services. The MGU services are specialized insurance brokerage services whereby the insurance companies authorize the Company to assist them in underwriting, claims and risk control services. The Company’s service broadly covers insurance product design and customization, selection of insurance companies, technology system interconnection and delivery, customer acquisition, activation, retention, referral, revenue (AARRR) operation, customer service, compliance management, and data analysis.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2025
06/30/2025
12/31/2024
06/30/2024
12/31/2023
Revenue
482
205
276
146
183
84
Revenue Growth (YoY)
46%
40%
51%
74%
28.99%
-8%
Cost of Revenue
297
134
163
103
108
54
Gross Profit
185
71
113
42
74
30
Selling, General & Admin
218
62
156
32
49
31
Research & Development
15
4
10
5
15
7
Operating Expenses
234
67
167
38
64
38
Other Non Operating Income (Expenses)
0
0
0
0
0
0
Pretax Income
-62
2
-64
0
18
-8
Income Tax Expense
0
2
-2
1
5
0
Net Income
-66
-4
-62
-1
13
-8
Net Income Growth
-700%
300%
-577%
-88%
-130%
-200%
Shares Outstanding (Diluted)
32.94
32.94
31.98
31.58
30.36
26.33
Shares Change (YoY)
4%
4%
5%
20%
15%
0%
EPS (Diluted)
-2.01
-0.13
-1.93
-0.04
0.43
-0.32
EPS Growth
-618%
174%
-544%
-85%
-127%
-196%
Free Cash Flow
-118
-12
-106
--
--
85
Free Cash Flow Per Share
--
--
--
--
--
--
Gross Margin
38.38%
34.63%
40.94%
28.76%
40.43%
35.71%
Operating Margin
-9.95%
1.95%
-19.2%
2.05%
5.46%
-9.52%
Profit Margin
-13.69%
-1.95%
-22.46%
-0.68%
7.1%
-9.52%
Free Cash Flow Margin
-24.48%
-5.85%
-38.4%
--
--
101.19%
EBITDA
--
--
-52
--
--
--
EBITDA Margin
--
--
-18.84%
--
--
--
D&A For EBITDA
--
--
1
--
--
--
EBIT
-48
4
-53
3
10
-8
EBIT Margin
-9.95%
1.95%
-19.2%
2.05%
5.46%
-9.52%
Effective Tax Rate
0%
100%
3.12%
0%
27.77%
0%
Follow-Up Questions
What are Zhibao Technology Inc's key financial statements?
According to the latest financial statement (Form-10K), Zhibao Technology Inc has a total asset of $0, Net loss of $0
What are the key financial ratios for ZBAO?
Zhibao Technology Inc's Current ratio is 0, has a Net margin is 0, sales per share of $0.
How is Zhibao Technology Inc's revenue broken down by segment or geography?
Zhibao Technology Inc largest revenue segment is Digital Insurance Brokerage Services, at a revenue of 25,415,035 in the most earnings release.For geography, China is the primary market for Zhibao Technology Inc, at a revenue of 25,415,035.
Is Zhibao Technology Inc profitable?
no, according to the latest financial statements, Zhibao Technology Inc has a net loss of $0
Does Zhibao Technology Inc have any liabilities?
no, Zhibao Technology Inc has liability of 0
How many outstanding shares for Zhibao Technology Inc?
Zhibao Technology Inc has a total outstanding shares of 0