Yiren Digital Ltd. engages in the online consumer finance marketplace. The company is headquartered in Beijing, Beijing. The company went IPO on 2015-12-18. The firm operates through three segments. The Yiren Wealth segment is engaged in the operation of a wealth solution platform for the mass affluent population and provides comprehensive wealth solutions. The Yiren Credit segment is engaged in the operation of a credit-tech platform that provides individual borrowers and small business owners with a full spectrum of online and offline, multi-channel loan products. The Others segment is engaged in the electronic commerce business that provides products such as skin care and beauty, electronics and appliances and allow users to finance purchases through loan products, while providing customized non-financial products and services. The firm is also engaged in the insurance business.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2025
09/30/2025
06/30/2025
03/31/2025
12/31/2024
Revenue
5,726
965
1,554
1,652
1,554
1,452
Revenue Growth (YoY)
-1%
-34%
5%
10%
13%
14%
Cost of Revenue
793
258
149
160
224
197
Gross Profit
4,932
706
1,405
1,491
1,329
1,254
Selling, General & Admin
4,748
1,661
1,125
1,024
936
794
Research & Development
406
121
91
107
85
164
Operating Expenses
5,154
1,783
1,216
1,132
1,022
959
Other Non Operating Income (Expenses)
28
12
0
14
0
-1
Pretax Income
-42
-1,111
373
421
273
342
Income Tax Expense
-97
-243
56
63
26
10
Net Income
54
-868
317
357
247
331
Net Income Growth
-97%
-362%
-11%
-13%
-49%
-42%
Shares Outstanding (Diluted)
174.39
174.39
175.15
174.1
173.93
172.47
Shares Change (YoY)
1%
1%
-1%
0%
-1%
-3%
EPS (Diluted)
0.31
-4.97
1.81
2.05
1.42
1.92
EPS Growth
-97%
-359%
-10%
-12%
-48%
-41%
Free Cash Flow
703
-180
-5
411
478
373
Free Cash Flow Per Share
--
--
--
--
--
--
Gross Margin
86.13%
73.16%
90.41%
90.25%
85.52%
86.36%
Operating Margin
-3.85%
-111.5%
12.09%
21.73%
19.75%
20.31%
Profit Margin
0.94%
-89.94%
20.39%
21.61%
15.89%
22.79%
Free Cash Flow Margin
12.27%
-18.65%
-0.32%
24.87%
30.75%
25.68%
EBITDA
--
--
--
--
--
--
EBITDA Margin
--
--
--
--
--
--
D&A For EBITDA
--
--
--
--
--
--
EBIT
-221
-1,076
188
359
307
295
EBIT Margin
-3.85%
-111.5%
12.09%
21.73%
19.75%
20.31%
Effective Tax Rate
230.95%
21.87%
15.01%
14.96%
9.52%
2.92%
Follow-Up Questions
What are Yiren Digital Ltd's key financial statements?
According to the latest financial statement (Form-10K), Yiren Digital Ltd has a total asset of $0, Net loss of $0
What are the key financial ratios for YRD?
Yiren Digital Ltd's Current ratio is 0, has a Net margin is 0, sales per share of $0.
How is Yiren Digital Ltd's revenue broken down by segment or geography?
Yiren Digital Ltd largest revenue segment is Financial Services, at a revenue of 354,990,660 in the most earnings release.For geography, China is the primary market for Yiren Digital Ltd, at a revenue of 690,982,809.
Is Yiren Digital Ltd profitable?
no, according to the latest financial statements, Yiren Digital Ltd has a net loss of $0
Does Yiren Digital Ltd have any liabilities?
no, Yiren Digital Ltd has liability of 0
How many outstanding shares for Yiren Digital Ltd?
Yiren Digital Ltd has a total outstanding shares of 0