PEBO Financials: Peoples Bancorp Inc AI Analysis

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Financials

PEBO Financial

Peoples Bancorp Inc

$34.14

0.97%

$0.32

At close: May 05, 16:00:00 GMT-4

$34.14

Post-market: May 05, 20:00:00 GMT-4

Overview Forecast Earnings Dividends Financials

Key Stats

Prev.Close

$33.81

Open

$33.82

Day's Range

$33.82 - $34.38

52 week range

$26.61 - $35.1

Volume

153.7K

Avg.Volume

276.0K

Dividend yield

4.63%

EPS (TTM)

3.18

Market Cap

$1.2B

What is PEBO?

Peoples Bancorp, Inc. operates as a financial holding company, which engages in banking, investment, insurance, and trust solutions. The company is headquartered in Marietta, Ohio and currently employs 1,454 full-time employees. The firm provides a complete line of commercial and consumer banking, trust and investment, insurance, premium financing solutions, equipment leases and equipment financing agreements through its financial subsidiaries - Peoples Bank, Peoples Insurance and Vantage. These products and services include various demand deposit accounts, savings accounts, money market accounts, certificates of deposit and governmental deposits; home equity lines of credit, insurance premium financing; commercial equipment leasing; technology equipment leasing, and debit and automated teller machine (ATM) cards. Its financial products and services are offered through its financial service offices, ATMs, and interactive teller machines, as well as through online resources that are Web-based and mobile-based. The company has approximately 129 full-service bank branches in Ohio, Kentucky, West Virginia, Virginia, Washington D.C., and Maryland.

Features

Markets

News

Income

Balance sheet

Cash flow

Annual

Quarterly

PEBO Income

Financials in millions USD. Fiscal year is February - January.

Breakdown	TTM	12/31/2025	06/30/2025	12/31/2024	06/30/2024	12/31/2023
Revenue	14,675	7,088	7,587	7,856	9,018	9,431
Revenue Growth (YoY)	-13%	-10%	-16%	-17%	-11%	-10%
Cost of Revenue	4,015	1,967	2,048	2,170	2,310	2,234
Gross Profit	10,660	5,121	5,539	5,686	6,708	7,197
Selling, General & Admin	2,777	1,324	1,453	1,407	1,547	1,477
Research & Development	--	--	--	--	--	--
Operating Expenses	9,027	4,457	4,570	4,828	5,135	5,199
Other Non Operating Income (Expenses)	-7	-6	-1	-6	-8	-10
Pretax Income	453	-268	721	303	1,281	1,698
Income Tax Expense	354	155	199	110	345	471
Net Income	72	-402	474	255	878	1,198
Net Income Growth	-94%	-258%	-46%	-79%	-51%	-26%
Shares Outstanding (Diluted)	122.6	122.6	122.68	122.71	122.62	122.46
Shares Change (YoY)	0%	0%	0%	0%	0%	0%
EPS (Diluted)	0.58	-3.27	3.86	2.07	7.16	9.78
EPS Growth	-94%	-258%	-46%	-79%	-51%	-26%
Free Cash Flow	2,328	1,288	1,040	344	1,056	1,142
Free Cash Flow Per Share	--	--	--	--	--	--
Gross Margin	72.64%	72.24%	73%	72.37%	74.38%	76.31%
Operating Margin	11.12%	9.36%	12.77%	10.92%	17.44%	21.18%
Profit Margin	0.49%	-5.67%	6.24%	3.24%	9.73%	12.7%
Free Cash Flow Margin	15.86%	18.17%	13.7%	4.37%	11.7%	12.1%
EBITDA	3,677	1,666	2,011	1,958	2,586	2,943
EBITDA Margin	25.05%	23.5%	26.5%	24.92%	28.67%	31.2%
D&A For EBITDA	2,044	1,002	1,042	1,100	1,013	945
EBIT	1,633	664	969	858	1,573	1,998
EBIT Margin	11.12%	9.36%	12.77%	10.92%	17.44%	21.18%
Effective Tax Rate	78.14%	-57.83%	27.6%	36.3%	26.93%	27.73%

Follow-Up Questions

What are Peoples Bancorp Inc's key financial statements?

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According to the latest financial statement (Form-10K), Kering SA has a total asset of $0, Net loss of $0

What are the key financial ratios for PEBO?

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Kering SA's Current ratio is 0, has a Net margin is 0, sales per share of $0.

How is Peoples Bancorp Inc's revenue broken down by segment or geography?

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Kering SA largest revenue segment is Other, at a revenue of 320,000,000 in the most earnings release.For geography, Asia-Pacific (ex-Japan) is the primary market for Kering SA, at a revenue of 4,204,000,000.

Is Peoples Bancorp Inc profitable?

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no, according to the latest financial statements, Kering SA has a net loss of $0

Does Peoples Bancorp Inc have any liabilities?

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no, Kering SA has liability of 0

How many outstanding shares for Peoples Bancorp Inc?

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Kering SA has a total outstanding shares of 0

Peoples Bancorp Inc (PEBO) Financial

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