A study of 5,000 XRPL blocks reveals 53.2% of over 1 million transactions were payments, highlighting XRPL's dominance in cross-border settlements; OfferCreate (34.2%) and NFTokenBurn (6.0%) follow. Ripple USD (RLUSD) led stablecoin transfers with 92,699, reinforcing XRP's growing utility and potential price support amid expanding institutional adoption.